South Saint Paul Homes under $400,000

Welcome to South Saint Paul, Minnesota – a charming city nestled in Dakota County, where community spirit meets suburban serenity! With its rich history and vibrant neighborhoods, South Saint Paul offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, professionals, and retirees alike.

One of the standout features of South Saint Paul is its affordability, particularly for homebuyers seeking properties under $400,000. This welcoming community boasts a diverse range of homes that cater to various tastes and budgets. Whether you're looking for a cozy single-family home, a spacious townhome, or a quaint bungalow, South Saint Paul has something for everyone.

The city is known for its well-maintained parks, excellent schools, and a plethora of recreational activities. Residents enjoy easy access to the Mississippi River, where they can partake in fishing, biking, and scenic walks along the trails. The downtown area is bustling with local shops, restaurants, and community events, fostering a strong sense of belonging among its residents.

With its close proximity to St. Paul and the Twin Cities, South Saint Paul provides the perfect balance of suburban tranquility and urban accessibility. Commuters will appreciate the convenient transportation options, while families will love the friendly neighborhoods and strong community ties.

Explore the inviting homes available in South Saint Paul today, and discover why this charming city is the perfect place to call home!

Newest South Saint Paul Homes under $400,000

$275,000

4 Beds ⋅ 2 Baths ⋅ 7157798 MLS

128 4th Avenue S, South Saint Paul

Listing courtesy of Metzen Realty and Associates CO..

$179,900

2 Beds ⋅ 1 Baths ⋅ 7156239 MLS

Adorable, freshly painted home, perfect for someone needing all one level living, starter home, rental home, or downsizing. This home has received fresh paint inside and out, beautiful professional tiling for the kitchen backsplash and tub surround. Updated kitchen and bath. New high end, quartz countertops with undermounted sink. New lighting and flooring throughout. Brand new electrical panel service to circuit breakers. Main floor laundry. Storage shed and parking in back. Easy maintenance, great neighbors. Fresh new TISH and brand new roof! Tiny, affordable home living with a comfortable floor plan!

244 Dale Street E, South Saint Paul

Listing courtesy of RE/MAX Professionals.

$140,000

1 Beds ⋅ 1 Baths ⋅ 7155033 MLS

Welcome to 415 Chesnut Street in South St. Paul! This affordable home is a great opportunity for buyers looking to build equity and make a home their own. Situated on a large lot with plenty of outdoor space for entertaining, gardening, pets, or future possibilities. Whether you're a first-time homebuyer, investor, or simply looking for an affordable option in South St. Paul, this property offers plenty of potential at a great value. Don't miss your chance to make it yours

415 Chestnut Street E, South Saint Paul

Listing courtesy of Metzen Realty and Associates CO..

$324,900

4 Beds ⋅ 2 Baths ⋅ 7155153 MLS

Welcome home to this well-kept South St. Paul home on a corner lot, offering flexible living space on three levels and a fenced backyard you’ll use all year. The main level is built around an oversized living room with plenty of space for both everyday living and hosting friends and family. The kitchen is wide open and flows into an informal dining area, so meals, homework, and conversation all happen in one connected space. Also on the main level are the primary bedroom, a second bedroom, and a full bathroom. One-level living is easy here if that matters to you now or down the road. Upstairs, two good-sized bedrooms are tucked away from the main living area. They work well as kids’ rooms, guest rooms, or a quiet home office. The lower level adds even more usable space. The game room includes a kitchenette, which makes it a natural spot for movie nights, game days, or hosting overnight guests. It is currently set up as a non-conforming bedroom. A 3/4 bathroom serves this level, and a large storage room offers room to grow. It could become a craft room, workshop, home gym, or hobby space. Outside, the fenced backyard gives you privacy and a comfortable place to relax, garden, let pets play, or entertain in the warmer months. The two-car detached garage provides parking plus extra room for tools and seasonal gear. A new roof was installed in 2021, giving buyers added peace of mind for years to come. The location is convenient for daily life, with shopping, dining, entertainment, and parks nearby. Commuters will appreciate quick access to I-494, Highway 52, and I-35E, connecting you to downtown St. Paul, Minneapolis, the airport, and the rest of the metro.

1255 6th Avenue S, South Saint Paul

Listing courtesy of Re/Max Advantage Plus.

148 E Warburton Street, South Saint Paul

$399,999

4 Beds ⋅ 3 Baths ⋅ 7154652 MLS

Welcome to this beautifully updated 4-bedroom, 3-bath split-level home in South St. Paul! Thoughtfully refreshed throughout, this move-in-ready home blends modern updates with charming character and plenty of functional living space. The heart of the home is the brand-new kitchen, featuring stainless steel appliances, a center island, custom range hood, and a beautiful shiplap ceiling that adds warmth and character. The spacious eat-in kitchen/dining area opens directly to the living room, creating an inviting space for everyday living and entertaining, complete with a wood-burning fireplace. Large brand-new Andersen windows throughout the home bring in an abundance of natural light. Three bedrooms are conveniently located on one level, including the primary bedroom with its own private bathroom featuring new tile, a custom vanity, and quartz countertops. A large sunroom provides the perfect spot to relax and enjoy views of the backyard, with direct access to the maintenance-free deck and fully fenced yard. The lower level offers even more living space with a large family room featuring a built-in hutch, a ¾ bathroom, 4th bedroom, laundry room, storage room, and a versatile flex room—perfect for a home gym, office, hobby room, or additional living space—with access to the outdoors. Additional updates include new carpet and vinyl flooring throughout, a new mini-split heating/cooling system, beautiful new lighting, and a new garage door and opener on the 2-car garage. With its thoughtful updates, spacious layout, beautiful natural light, and great indoor/outdoor living spaces, this home is truly move-in ready and ready to enjoy!

148 E Warburton Street, South Saint Paul

Listing courtesy of eXp Realty.

$349,900

5 Beds ⋅ 3 Baths ⋅ 7152837 MLS

Beautifully finished from top to bottom, this 5-bedroom, 3-bathroom home is entirely move-in ready. The main level welcomes you with an expansive, open floor plan that naturally draws you toward the beautifully updated kitchen with newer countertops, backsplash and appliances—perfect for hosting weekend get-togethers or enjoying quiet morning coffee. Upstairs are 3 bedrooms together with the primary bedroom featuring a walk-in closet. The lower level is fully finished with recreation room, two bedrooms, and a full bathroom. The best part of this home? The absolute peace of mind it offers. With a newer roof, fresh siding, and updated mechanicals, you can skip the weekend projects and get straight to enjoying your new space. Head out back to take advantage of the fantastic yard, complete with a large, oversized storage shed to house all your outdoor equipment. Whether you're entertaining indoors or enjoying the backyard, this home delivers on every level.

909 8th Avenue S, South Saint Paul

Listing courtesy of HOMESTEAD ROAD.

$239,900

4 Beds ⋅ 1 Baths ⋅ 7153939 MLS

4 bedroom/1 bath. Instant Equity Builder. Nice Large Corner Lot. Your home is waiting for your decorating decisions! You will want to dig right in, and make your own. Property is in need of renovation and updating, offering an opportunity for a buyer to make improvements and add value. Being sold in its current condition. More pics to come.

556 11th Avenue N, South Saint Paul

Listing courtesy of Ashworth Real Estate.

$285,000

3 Beds ⋅ 1 Baths ⋅ 7153037 MLS

Welcome to this charming South St. Paul rambler, tucked away on a quiet dead-end street near a neighborhood park. The main level features an open floor plan with a large kitchen that flows into the living room. A striking brick fireplace anchors the living space, adding warmth and character that you don't often find in homes of this era. The large picture window brings in plenty of natural light, and all three bedrooms are conveniently located on the main level with original hardwood floors. Downstairs, the partially finished lower level offers a cozy family room with a second fireplace, perfect for Minnesota winters, plus substantial unfinished space with an opportunity to add more finished living area and build equity (4th bedroom potential with the addition of an egress window). Outside, you'll appreciate the nicely landscaped .22-acre lot and insulated and heated garage. There is also a shed to store all your winter and summer yard equipment. A new roof in 2024 provides added peace of mind. Great location, plenty of space, and features that set this home apart from the typical rambler. Competitively priced and ready for it's next owner!

149 19th Avenue S, South Saint Paul

Listing courtesy of Norton Realty, Inc.

$320,000

3 Beds ⋅ 1 Baths ⋅ 7148259 MLS

Charming one-level living with space, updates, and plenty of opportunity to make it your own! This inviting South St. Paul rambler sits on a spacious double, fenced lot and offers a comfortable, functional layout with room to grow. Recent improvements include a new roof and siding in 2025, adding great peace of mind for the next owner. The main level features a spacious living room, dedicated dining area, kitchen, three bedrooms, and an updated full bathroom. Beautiful hardwood floors add warmth and character throughout the main living spaces, while the three bedrooms offer flexibility for family, guests, a home office, or hobbies. All windows have been replaced over time, providing another valuable update. The full basement is drain tiled and offers excellent potential for additional living space, recreation, a workshop, or future projects, along with plenty of storage. A bonus toilet and new shower are located in the basement and are fully functional, but are not included in the bathroom count. Outside, enjoy the expansive fenced yard, detached garage, and plenty of room for parking, storage, gardening, entertaining, or simply enjoying the extra space. Conveniently located near parks, shopping, dining, schools, and major roadways, this well-maintained home combines comfortable one-level living with meaningful updates and endless potential.

416 21st Avenue S, South Saint Paul

Listing courtesy of Coldwell Banker Realty.

$342,900

3 Beds ⋅ 2 Baths ⋅ 7149640 MLS

Discover a truly rare opportunity to own a beautifully preserved, untouched 1962 home that has been cherished by the same family since it was built. One-family owned from new and exceptionally cared for throughout the years, this home offers an authentic sense of character, craftsmanship, and charm that is increasingly difficult to find. Situated on a desirable corner lot with a flat, usable yard, the property features an oversized, deep 2-car detached garage. Inside, the floor plan flows beautifully, with generously sized bedrooms on the main level and an abundance of natural light throughout both floors. The home's original character is truly the star of the show. Beautifully preserved original woodwork, doors, built-ins, appliances, light fixtures and two beautiful brick fireplaces remain intact, offering a glimpse into the craftsmanship and style of 1962. Recent updates include a new boiler and hot water heater. The exterior chimney has also recently been completely rebuilt. Easily add an additional bedroom in the lower level with an egress window, wall and door. The lower level provides wonderful flexibility with its separate entrance and the ability to close it off from the main living space, ideal for additional living quarters, guests, a home office, or a potential income producing rental opportunity. The pride of ownership is evident throughout every room. This is a home that has been carefully maintained and preserved rather than remodeled away, making it move-in ready while retaining the details and personality that make it special. Conveniently located near 494, 52, and 61, making commuting easy.

202 Ash Street W, South Saint Paul

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7138150 MLS

Fantastic walkout rambler featuring a private entry to a separate mother-in-law apartment—ideal for extended family, guests, or additional living space. Structurally sound with beautiful oak hardwood floors, classic wet plaster walls, and a fantastic detached two-car garage. Extensively updated throughout, including a newly finished lower level with a new bedroom and egress window, additional living space, updated flooring, fresh paint, drywall, framing, trim, lighting, and electrical improvements. The remodeled lower-level kitchen features updated cabinetry, countertops, fixtures, plumbing, and electrical. The lower-level bathroom has also been remodeled with updated fixtures, finishes, and plumbing. Additional improvements include upgraded in-ground plumbing and pipes, along with numerous updates throughout the basement renovation. Exterior improvements include a new roof on both the home and garage, plus new gutters. A unique opportunity offering flexible living arrangements, quality updates, and a wonderful combination of classic character and modern improvements!

1042 6th Avenue S, South Saint Paul

Listing courtesy of RE/MAX Results.

$338,900

3 Beds ⋅ 2 Baths ⋅ 7148430 MLS

3 car garage and a 60’ wide lot…that’s just the beginning! There’s an adorable, beautifully updated 3 BR 2 BA home that goes with it! First the garage…newer 34x28 space with tall ceilings, insulated, heated and finished. This is more than space for the car enthusiast or mechanic. This multi-purpose building can be the crafting space for a favorite hobby, small business venture or just entertainment room for parties. Even comes with an EV station and 100-amp service! The large privacy fenced yard includes a storage shed, a 20x22 patio and fire ring…a real private outdoor retreat. The home is move-in ready! Upgrades range from new appliances to 200-amp electrical service. Thoughtfully crafted to reflect today’s modern colors with the charm and character of a 20’s-built home. Foyer opens to an entertainment-size living room, kitchen includes eat-in dining, 2 BRs and remodeled bath and nice back entry space on the main floor. Lower level features a 3rd spacious BR and large ¾ bath plus a quaint TV room…a real private space for guests or teenagers. Then there’s the bonus attic space. A pull down stairs leads to a great walkable area that has finished walls and ceiling, a couple windows and definitely lots of storage! Some recent updates to highlight include new AC and furnace 2026, new water heater 2025, insulated garage doors and opener 2025, new range and refrigerator 2024, water softener new in 2021. This is a rare opportunity…don’t miss it!

840 5th Avenue S, South Saint Paul

Listing courtesy of Keller Williams Premier Realty.

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